Top Credit Cards for Travel (2026)

By FLIGHT ODYSSEY

Chase Sapphire Preferred Why it works: • $95 annual fee • Flexible 1:1 point transfers • Strong travel protections

Best Overall for Most Travelers

Capital One Venture X • $395 annual fee • $300 annual travel credit • 10,000 bonus miles every year • Lounge access included

Best Premium Value (If You Travel Often)

American Express Platinum What it offers: • Extensive lounge access • Premium hotel perks • Multiple statement credits

Best Luxury Perks Card

Wells Fargo Autograph Why people like it: • No annual fee • No foreign transaction fee • 3X points on travel, dining, gas, transit

Best No Annual Fee Travel Card

Bilt Mastercard Why it’s different: • Earn rewards on rent • No annual fee • Transferable travel points

Best Card for Renters

Chase Sapphire Reserve What to know: • $795 annual fee • Premium perks & credits • Strong travel protections

Best Premium Chase Option

The best travel card is the one you’ll actually use. Want the full breakdown and comparisons? Read the complete guide below.